SPECIALIST INSURANCE
PERSONAL INSURANCE
List:
- Householders – buildings
- House Owners – contents
- Personal All Risks
- Motor including executive, sports, 4 x 4 vehicles, classic & trailers
- Motorboats, yachts & small craft
- Electronic equipment
- Personal Liability
- Personal Accident
- Outeniqua Risk Solutions Assist
- Riot Cover (SASRIA)
COMMERCIAL INSURANCE
List:
- Fire & Allied Perils
- Buildings Combined
- Office Contents
- Business Interruption
- Accounts Receivable
- Burglary and theft
- Money
- Glass
- Fidelity Guarantee
- Goods in Transit
- Business All Risks
- Accidental Damage
- Electronic Equipment
- Liability – Public, Products, Employers
- Stated Benefits
- Group Personal Accident
- Motor
- Breakdown – Machinery & Electronic
- Business Interruption following breakdown
- Deterioration of Stock
- Riot Cover (SASRIA)
SPECIALIST INSURANCE
List:
- Agriculture
- Construction & Engineering
- Dental, Medical & Pharmacies
- Liability
- Marine & cargo
- Sectional Title
- Specialised Motor
We offer the following:
Agriculture
Comprehensive insurance to meet your farming needs. Cover includes:
Construction & Engineering
This cover can be tailor made to meet your specific requirements. Covers include:
Dental, Medical & Pharmacies
Short term insurance to meet the needs of pharmacies, dental and general medical practitioners. The basic comprehensive package at the rooms includes:
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- Assets
- Livestock
- Wildlife
- Plant & machinery
- Motor
- Crop insurance
- Irrigation equipment
- Your personal insurance
- Riot Cover (SASRIA)
- Liability
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- Contract All Risks Works
- Contractors Plant All Risks
- Plant Hirers
- Machinery Breakdown
- Support Risks
- Construction Industry Public Liability
- Performance Guarantee
- Employers Liability
- Erection & Dismantling
- Riot Cover (SASRIA)
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- Fire & Perils
- Theft
- Money
- Accidental Damage
- All Risks (for your doctors’ bag)
- Public Liability
- Employers’ Liability
- Fidelity Guarantee
- Accounts Receivable
- Business Interruption
- Riot Cover (SASRIA)
- Electronic equipment including specialized dental & medical items
- Motor vehicles
- Personal(domestic) insurance may be included under this insurance
Liability
New legislation and increased public awareness of legal rights means business and individuals are more exposed to potentially onerous liability risks than ever before.
Marine & Cargo
We arrange flexible cover options on an adjustable declaration basis and are able to offer extended storage periods and increased inland transit limits where required.
Sectional Title
Insurance tailored specifically for Body Corporates. Cover include:
Specialised Motor
Specialist motor cover designed for the specific needs of individual industries such as heavy haulage carriers, motor dealers, motor vehicle repairers, and including the relevant indemnity liability coverage.
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- General Public Liability
- Products Liability
- Products Recall Liability
- Broad Form – One liability policy incorporating Public Liability, Products Liability, Defective Workmanship, Inefficacy
- Umbrella Liability – Increased liability limits
- Directors and Officers Liability
- Contractors Liability
- Inefficacy Liability
- Guarantee Liability
- Kidnap and Ransom Liability
- EU Liability
- Pollution and Spillage Liabilities
- Cyber Crime Liability
- Commercial Crime Liability
- Professional Indemnity
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- Marine – Hull
- Small Craft Hull
- Transportation of Goods by Road, Rail, Sea & Air Worldwide
- Stock Throughput
- Inland transit
- Riot Cover (SASRIA)
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- Fire & Perils
- Accidental Damage
- All Risks
- Money
- Fidelity Guarantee
- Machinery Breakdown
- Geyser Maintenance
- Trustees Indemnity
- Property Liability
- Employers Liability
- Riot Cover (SASRIA)
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- HCV and Trailers
- Fleets
- Motor traders
- Goods in Transit
- Motor Liability including specialist liabilities
- Riot Cover (SASRIA)